• State court proceedings involving claims, accounts, unsecured debts;
• Lawsuits in state courts involving promissory notes, security agreements, agreements involving collateral and other debt instruments;
• Collections actions, enforcement of judgments, mechanic liens, foreclosures;
• Federal court debtor/creditor suits;
• Adversary actions in bankruptcy court (lawsuits filed in bankruptcy courts relating to debtor-creditor-estate property);

Your rights and remedies can be altered, adversely affected or barred if you do not act timely.