Financial problems have a way of quickly escalating out of control and becoming very intimidating! It is not long before they are impacting all aspects of your life including additional stresses at work, home, and personal / family relationships. I will be able to guide you, and together we will be able to determine the best solution for your individual situation.
Bankruptcy is about starting over. It is about ending the debt collector calls and putting the credit burden behind you. I have prepared this site to help you get sufficient information to me so I may properly advise you concerning bankruptcy issues and if it is right for you. If consumer/credit card debt has you buried, if creditors are calling at all hours, if you have been threatened with lawsuits and other collection activities, if the IRS is making demands on you which you feel is impossible to meet, you will find comprehensive information in this bankruptcy site to help you.
This site is about credit management, debt relief, and bankruptcy. It is not a billboard. I am here to help consumers and businesses alike with credit, debt, Chapter 7 Straight Bankruptcy, Chapter 11 Reorganization of a business, Chapter 12 Adjustment of Debts of a Family Farmer or Rancher, and Chapter 13 Wage Earner Bankruptcy.
Feel no shame, do not feel guilty – credit card companies are making billions off of 21%+ credit cards. Americans are taught from early on to want and consume goods and services. Then life events get turned around. Bad times come. Loss of job, business, or spouse can cause you to lose financial control. This is not your fault.
Filing a bankruptcy places into effect an “automatic stay”.
An automatic stay is legal concept that prevents creditors from taking any collection action without prior approval from the bankruptcy court.
Filing for Bankruptcy requires a lot of documentation which can, at first appear to be more than a little overwhelming and many times discourages people from acting as quickly as they should do. My website provides you with two options:
Complete a simple, short questionnaire which will enable me to contact you and have an informal discussion to discuss the best alternatives for your particular situation.
Access our comprehensive online tool which collects almost all the detailed information which I will use to advise you regarding your best options under current law.
If you decide to take this step you will have no obligation to retain me, but I have found that a non threatening conversation will answer many of your questions and lower your anxiety level. With my 38 years of experience, and the information derived from these tools, I can provide faster and more precise answers to your questions. The process is designed to provide several benefits, including determining the best course of action for you under the new bankruptcy laws.